For the newly laid off

Your first 72 hours organized.

Runway72 is a general educational planning and triage tool for the first days after a layoff. Get a practical framework to organize your next steps, prepare questions for HR and providers, and access official resources — before the fog of shock sets in.

Start Your 72-Hour Planning Framework Free. No account needed. Takes 5 minutes. Or read the free layoff survival guide →

The rules changed overnight. Your response shouldn't take months.

Whether it's AI, restructuring, or a budget cut, a layoff hits like a wall. Most people freeze. The bills don't. Existing tools weren't built for crisis speed. Outplacement services help you find a job. We help you identify the right questions and next steps before that process even begins.

25%+
of Americans lack $1,000 in emergency cash
72hrs
window to organize your obligations and next steps
50+
official state unemployment resources, organized by state
How it works

Three days. Three phases. A clear framework.

01
Hours 0–8

Assess

Map every bill, deadline, and obligation. Identify documents to gather. Calculate your approximate runway with existing cash and expected benefits. Know what's urgent vs. what can wait.

02
Hours 8–36

Prepare

Access official unemployment resources by state. Review sample conversation starters for creditors, landlords, and utility providers. Identify COBRA/ACA options to research. Prepare questions for HR about benefits continuation.

03
Hours 36–72

Organize

Build your planning snapshot. Identify issues to verify with attorneys, CPAs, or credit counselors. Prepare questions for severance review. Establish a weekly check-in cadence. You have a framework — not a panic.

What you get

A practical framework for the worst week of your financial life.

Bill Organization Framework

Organize every obligation by consequence of non-payment, grace periods, and negotiability. A structured framework to help you understand what to address first — general educational support, not professional financial advice.

Sample Conversation Starters

Sample conversation starters for 14+ provider types: mortgage companies, credit cards, utilities, landlords, student loans, and more. Helps you know what questions to ask — not legal, financial, or debt-settlement advice.

Official Benefits Resources

Official state-by-state unemployment filing links. COBRA/ACA options information. A structured prep checklist so you know what questions to ask and what documents to have ready before contacting agencies.

Severance Prep Checklist

Prepare questions to ask about your severance agreement. Identify common areas to review before signing. Know when to contact an employment attorney. Document checklists for every relevant provider type.

Simple pricing

Start free. Unlock more when you need it.

Free
$0
Start immediately. No account needed.
  • Bill intake & obligation mapping
  • Planning snapshot (cash runway estimate)
  • Bill organization framework
  • Official resource links by category
Start Free
Full Framework
$29
One-time. Everything you need for the first 72 hours.
  • Everything in Free
  • Provider call prompts for 14+ types
  • Official unemployment resources by state
  • Unemployment filing prep checklist
  • Severance prep checklist & question guide
  • Document checklists for HR & agencies
  • Know-when-to-call professional guide
Get Full Framework

Panic is not a plan.
This is.

Runway72 exists because nobody should miss a critical step in the first 72 hours just because they didn't know what questions to ask.

Start Your Planning Framework Free. No signup. Your data stays private.