Alphabet has run recurring restructuring cycles since 2023 — this isn't your first layoff and it won't be your last surprise. But the deadlines are the same every time: COBRA window, severance review period, unemployment filing. Runway72 builds your exact priority list in 5 minutes.
No credit card. No account. 48-hour money-back guarantee on the $99 full plan.
Your portal depends on where you live:
California: edd.ca.gov
New York: labor.ny.gov
Washington: esd.wa.gov
Every day you delay is $200–$500 gone. Most states have a one-week waiting period that starts from your application date.
Alphabet offered VEPs (Voluntary Exit Program) to 60,000+ employees in 2025. If you accepted one:
— Confirm your exact last day
— Identify whether you signed a release of employment claims
— Know whether the VEP affects your unemployment eligibility in your state
The VEP changes your legal exposure compared to a standard layoff.
Google typically offers 2–4 weeks per year of service. Severance is negotiable — especially if you have strong performance reviews or 5+ years tenure.
If you're between years 1–4 of an equity grant: check your vest schedule now. Unvested shares are forfeited at termination unless your grant has an acceleration provision.
Housing first. Utilities second. Credit cards third — they're the most flexible. Do not pay credit cards before rent because the minimums feel manageable. Mortgage or rent foreclosure has a 30–90 day lag; credit cards don't knock that fast.
Mortgage servicers, auto lenders, and credit card issuers all have documented hardship programs. They are not advertised. You have to call and use specific language. Forbearance, deferral, and reduced-rate programs are available — they don't get offered, they get requested.
Unemployment income + severance payout math + mandatory expenses = actual runway. This is the number that drives every subsequent decision: when to accept an offer, when to negotiate, when to cut. Most people skip this and operate on anxiety instead of data.
Alphabet restructuring cycles, VEP patterns, and multi-state workforces create specific complications that generic layoff guides don't cover.
Voluntary exit packages have been offered to 60,000+ Googlers in 2025. If you took a VEP, confirm your exact last day and whether you signed a release — that changes your legal exposure and may affect unemployment eligibility.
Google typically offers 2–4 weeks per year of service. Check your specific offer. Severance is negotiable — especially if you have strong performance reviews or have been there 5+ years. Don't assume your first offer is your only option.
You have 60 days from your coverage end date — not your last day. Coverage is retroactive to your last day of coverage if you enroll in time. Compare COBRA vs. ACA marketplace before the deadline. For Google employees in the Bay Area, Covered California often has lower-cost alternatives.
If you're between years 1–4 of a Google equity grant, check your vest schedule now. Unvested shares are forfeited at termination unless your grant has an acceleration provision. The difference between checking before vs. after signing can be worth tens of thousands of dollars.
The free triage gives you the framework. The $99 plan is built around your exact bills, your severance date, your state, and generates the action calendar for your situation.
Hour-by-hour timeline built around your actual deadlines — not a generic checklist.
Exact language for mortgage servicers, auto lenders, credit cards, utilities, student loans. What to say, what to ask for.
Direct links to CA, NY, WA portals. Documents to gather before you call. Common mistakes that reset your waiting period.
The actual cost comparison for your situation — not a generic breakdown. Deadlines you cannot miss.
Housing first. Then utilities. Then everything else. Grace periods, negotiability, and when each escalates.
What to read before you sign. Clauses that give up more than you realize. Questions to ask HR before the window closes.
No credit card to start. 48-hour money-back guarantee on the paid plan.
The answers matter more when the stakes are this high.
Check your specific agreement for the review period. Google generally provides 21+ days. Do not sign on your last day. For employees 40+, the OWBPA (Older Workers Benefit Protection Act) requires at least 45 days for age-related waivers. Have an employment attorney review before signing if you have a non-compete, non-disparagement clause, or a significant severance amount.
Yes. If you signed a severance release as part of a VEP, you released employment claims against Google. Confirm whether this is a full release or limited to specific claims, and whether it affects your ability to apply for unemployment. Consult an employment attorney if you're uncertain about what you signed — the language in the release matters significantly.
One missed unemployment filing week: $400–$800. One missed COBRA window: thousands in uncovered medical costs. One severance clause you didn't read: potentially tens of thousands. The $99 isn't a purchase you make out of abundance — it's the cheapest line item in a week where every wrong move compounds. If it doesn't pay for itself in the first 48 hours, email us. Full refund.
No. Runway72 is a playbook and a set of scripts — you execute. We tell you what order to call creditors, what to say when you get them on the phone, and what deadlines you cannot miss. We don't give personalized investment advice, legal counsel, or tax guidance. We tell you when you need someone who does. We're faster than a financial advisor, available now, and you don't need an appointment.
48 hours, no questions. Email us at support@runway72.polsia.app within 48 hours of purchase and we'll refund you in full. We'd rather refund someone who didn't find it useful than keep $99 from a person already under financial stress.
Every day you delay costs real money. Unemployment, COBRA, severance — these windows don't wait. Start now.
Free to start. $99 for the full personalized plan.